Accidentally a landlord? HMRC rules could be quietly costing you £10k+ a year.
Use our calculator to see whether your rental income is pushing you into the £100k tax trap, and what you can do about it.
Designed for landlords with rental property in their own name and higher personal income.
We design and implement your structure with UK-qualified solicitors and partner accountants.
Why This Matters
Staying personal could be costing you thousands in "hidden" tax.
Restore Your Allowance
For many people, earnings over £100k trigger a rapid loss of your £12,570 tax-free allowance. A company structure could often bring you back below this threshold.
Keep Your Childcare
Tax-Free Childcare and free hours eligibility usually disappears at £100k income. We can help you explore regaining it while keeping your rental profit.
Reduce mortgage interest tax impact
Moving away from personal tax credits to paying Corporation Tax on actual profits is often a much better financial result for high-rate taxpayers.
How It Works
Three simple steps to your professional property setup.
Run the calculator
Enter your income and rental details to see an indicative annual saving in plain English.
Professional Briefing
After a sanity-check of your numbers, we transform your details into a structured professional brief for the legal team.
Legal Setup & Handover
A UK-qualified solicitor drafts your bespoke documents for your review. We then provide your final legal pack and accounting roadmap.
Frequently Asked Questions
Everything you need to know about your professional property setup.
Are you providing tax advice?
No. We provide the design and manage the implementation of your structure. Formal tax advice is provided by the UK-qualified solicitors and partner accountants who work as part of our service to ensure your setup is compliant.
How accurate is the calculator?
The calculator provides an indicative model based on standard UK tax bands and the information you provide. It is meant for educational purposes to illustrate potential savings. Your final position will be confirmed by the qualified professionals as part of our review process.
Is this relevant for everyone?
This is usually relevant for people with rental property held in their personal name and total income near or above £100k. If your income is well below this, it may not apply.
Is there an obligation to proceed?
Absolutely not. You can use the calculator and submit your details for review without any obligation. We only proceed to implement the setup once you are happy with the review and ready to move forward.
Who handles the legal work?
Our service includes legal work carried out by UK-qualified solicitors who specialise in property trust law. They review your situation and provide the formal documentation required for your setup.
Ready to check your potential savings?
Join hundreds of landlords who have implemented a more professional rental structure.